NRECA's Enhanced Plan
You pay a 25% coinsurance for your covered prescription drugs. There is no deductible, no coverage gap and no coinsurance for catastrophic coverage. The maximum you will pay in 2009 is $4,350 in true out-of-pocket costs.
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In addition to paying the monthly premium, you pay these costs each year when using the benefit:
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You Pay
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Plan Pays
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You pay 25% of the cost—your coinsurance—for the first $17,400 in covered drugs.
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25%
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75%
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Once you have paid $4,350 in true out-of-pocket costs for the year, you are eligible for catastrophic coverage.
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$4,350
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$13,050
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You pay nothing for covered drugs once you reach catastrophic coverage.
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0%
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100%
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